How To Get Bank Statements: A Complete Guide

When it comes to managing your finances, one of the most important documents you need is your bank statement. A bank statement is a document that shows all the transactions made in your bank account for a specific period of time. It is a crucial document that helps you keep track of your expenses and income. However, getting your bank statement can be a daunting task if you don’t know how to go about it. In this article, we will show you how to get bank statements in the easiest way possible.

How to Get Bank Statements Online

One of the easiest ways to get your bank statement is through online banking. Most banks have an online banking platform that allows you to access your account and download your statement. To get your bank statement online, follow these steps:

  1. Login to your online banking account.
  2. Select the account you want to view the statement for.
  3. Click on the “Statements” tab.
  4. Select the statement period you want to view.
  5. Download or print the statement.

How to Get Bank Statements by Mail

If you prefer to receive a hard copy of your bank statement, you can request it to be sent to you by mail. To get your bank statement by mail, follow these steps:

  1. Call your bank’s customer service hotline.
  2. Request for a bank statement to be sent to your mailing address.
  3. Provide the customer service representative with your account details.
  4. Wait for the statement to be mailed to you.

How to Get Bank Statements from an ATM

If you need a copy of your bank statement urgently, you can get it from an ATM. Most ATMs have the option to print your bank statement. To get your bank statement from an ATM, follow these steps:

  1. Go to the nearest ATM.
  2. Insert your ATM card and enter your PIN.
  3. Select the option to print your bank statement.
  4. Select the statement period you want to print.
  5. Collect your printed bank statement.

FAQs: How to Get Bank Statements

Q: Can I get my bank statement if I don’t have access to online banking?

A: Yes, you can request for a hard copy of your bank statement to be sent to you by mail or collect it from your bank.

Q: How long does it take to get my bank statement by mail?

A: It usually takes 5-7 working days to receive your bank statement by mail.

Q: Is there a fee for getting my bank statement?

A: Some banks may charge a fee for getting a hard copy of your bank statement. However, accessing your statement online or getting it from an ATM is usually free.

Q: Can I get bank statements for a previous year?

A: Yes, you can request for bank statements for any period of time. However, some banks may charge a fee for providing statements for periods longer than a year.

Conclusion

Getting your bank statement is an important part of managing your finances. Whether you choose to get it online, by mail or from an ATM, it’s important to keep track of your expenses and income. We hope this guide has helped you understand how to get bank statements in the easiest way possible. If you have any further questions, don’t hesitate to contact your bank’s customer service hotline.